How to Create a PayPal Account in Pakistan 2023-Step by Step Guide

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Creating a PayPal account in Pakistan can be a great way to make online payments, send and receive money from friends and family, and even shop internationally.

However, it’s important to note that PayPal’s services are not fully available in Pakistan, and there are some limitations to what you can do with a PayPal account from Pakistan. In this blog post, we’ll walk you through the process of how to create a PayPal account in Pakistan and explain what you can and can’t do with it.

What is PayPal

PayPal is a multinational American company that is available in the majority of countries. PayPal is an online money-transferring bank. You can say PayPal is an International Online payment system. The majority of commerce websites and famous brands allow payments through PayPal.

Why PayPal is necessary?

PayPal is an online payment wallet that operates all over the world. All the transactions take through PayPal. If you visit any e-commerce platform then the PayPal payment method is available.

In Pakistan, PayPal is not available. Due to this Pakistani people are facing difficulties in sending and receiving money. Many freelancing platforms support the PayPal payment option. In this way, Pakistan freelancers use third-party apps to get payments. Third-Party companies charge a lot of tax.

Is Paypal officially available in Pakistan?

If you are a freelancer or you need PayPal to receive your money. This question must have come to your mind that PayPal is present in Pakistan. If not, what are the reasons?

Paypal is not officially operating in Pakistan. There are some reasons why it’s not available in Pakistan.

  • Our banking system does not allow an overdraft facility. But Paypal needs this to operate in the country.
  • Cyber ​​laws are lacking in our country. There may be such laws, but they are implemented rarely۔ 
  • That’s why companies like PayPal and eBay don’t want to work in Pakistan.
  • Companies like PayPal and eBay consider Pakistan a high-risk country.
  • The lack of agreement between the State Bank of Pakistan and PayPal is also a reason. PayPal company does not subscribe to the conditions that State Bank specifies.

Create a Paypal account using a Payoneer account (Method 1)

As mentioned above Paypal is not available in Pakistan. So follow this step-by-step guide to create a Paypal account in Pakistan.

Create a Paypal account in Pakistan using Payoneer account

  • Open the Paypal website by clicking on this link.
  • Here you will see the Sign-up page in the upper right corner.
  • When you click on this you will see two options.
  • Personal Account: If you are single and do not own a company, I suggest you go for a personal account.
  • Business Account: If you own a company and then open a business account. In a Business account transaction limits are high, and you have to pay more taxes.
  •  After selecting the account type to enter your credentials like email, name, and password۔
  • After that, you have to verify your bank account. And PayPal supports banks in the countries it operates in. Here you will have to use Payoneer.
  • If you want to verify a bank account in PayPal, you need to create a Payoneer account. Then get their Payoneer credit card and link it with a PayPal account to receive payment.
  • Now let’s see how to create a Payoneer account and link it with Paypal.

Also, Read 10 Best Apps for Earning Money Online

How to open a Payoneer account and link it with Paypal

  • Open the Payoneer website and click on the Sign-up button.
  • Then enter a valid email and strong password.
  • Then fill in all the required information such as an address, zip code, etc.
  • Then open your email and verify your email account.
  • Now let’s see how to order a Payoneer account.
Pro Tip: Such accounts contain your valuable information and your hard-earned money. Therefore, you should set a password that is a mixture of numbers and words and one or two symbols in it. And double security is mandatory.

How to order and activate Payoneer Card

  • To apply for Payoneer Mastercard you will need a valid bank account.
  • Enter your IBAN and click on Proceed.
  • Create a username and a strong password.
  • Then you will have to choose a security question.
  • After that provide your CNIC and click on order.
  • It takes 5 to 6 days to receive your card.
  • Once you receive your card activate it. Watch this tutorial on How to activate Payoneer Card.

Watch this Complete Guide

How to connect a Payoneer account with a Paypal account

If you want to connect Payoneer with a Paypal follow these steps.

  • Open the Paypal website and log in using your credentials.
  • Move to the account summary page and click on the Link Account button.
  • Then open your Payoneer account and activate USA payment services.
  • After that click on receive money to get a virtual account number and routing number.
  • Then again open your Paypal account and provide your Payoneer account number and routing number.
  • Then Paypal sends a smaller amount to your account for verification. This process takes 2 to 3 days.
  • Once it’s done you will be able to use your Paypal money in your Payoneer account and withdraw using a Payoneer card.
  • If you have still issues linking Payoneer with Paypal watch this tutorial.

Benefits of using Paypal

Benefits of Using Paypal written on gradient background with a happy girl smilling

  1. Convenience: Using PayPal you can make online payments anywhere and you don’t even have to enter your credit card information every time.
  2. Security: PayPal uses the advanced technology of a robust system to protect both the buyer and the seller from fraud.
  3. International payments: PayPal allows you to make payments to individuals or businesses in other countries, making it a great option for online sellers who ship globally.
  4. Buyer protection: PayPal also offers you purchase protection. For example, you ordered something online from a website and you didn’t like it or it was a fraud. So you can claim back your payment.
  5. Easy refunds and disputes: PayPal makes it easy for buyers and sellers to process refunds and resolve disputes.
  6. Integration: PayPal integrates easily with a wide variety of e-commerce platforms and shopping carts, making it a convenient option for online sellers.
  7. Mobile payments: PayPal’s mobile app allows you to make payments using your smartphone or tablet, so you can shop on the go.
  8. Virtual terminal: PayPal’s virtual terminal lets you accept payments over the phone or by mail order, making it a great option for businesses that take orders offline.

Read Also Send Whatsapp message without saving Number

Things you should keep in mind before opening a Paypal account

If you want to open a Paypal account. Read these important points. These points will help you a lot.

  1. Eligibility: Check your country’s eligibility requirements before opening a PayPal account.
  2. Personal vs Business: Each account has different features and fees, so decide whether you need a personal or business account.
  3. Fees: Review PayPal’s fees for transactions, currency conversions, and other services to ensure you understand the costs involved.
  4. Payment methods: Verify PayPal accepts your payment methods, as well as the currency you will be using.
  5. Limitations: Be aware of any limitations on the amount of money you can send or receive, as well as any restrictions on certain types of transactions.
  6. Security: Understand PayPal’s security measures and how to protect your account information.
  7. Verification: Understand the process of verifying your account, which may include providing additional information or linking a bank account or credit card.
  8. Privacy policy: Review PayPal’s privacy policy and how it uses your personal information.
  9. Customer support: Learn how to contact PayPal’s customer support if you have a problem or question.


You know that PayPal is not supported in Pakistan. But the method I have told you. This method works 100%. And it’s legal too. If you have any problem you can contact me. I am always happy to help you.


Now let’s discuss frequently asked questions about this article.

How can I create a PayPal account in Pakistan in 2023?

To create a Paypal account follow these steps.
Open your Paypal account.
Then open a Payoneer account and then order a Payoneer MasterCard.
Link your MasterCard with Paypal.
Once it’s verified you will be able to receive your payments in Payoneer.

Why PayPal is not available in Pakistan?

Our banking system does not allow an overdraft facility. They demand it.
Our government does not comply and create laws relevant to Cyber Crime. And the ability to charge a fraudulent seller and bring them to court.
EBay, Amazon, and Paypal see Pakistan as a high-risk country. 

Which Pakistani bank is connected with PayPal?

PayPal is not officially present in Pakistan. So no Pakistani bank is linked with PayPal. But another PayPal company is Xoom which supports Pakistan. It works like PayPal.

Is it legal to use PayPal in Pakistan?

PayPal is not available in Pakistan. If it had been banned by the Pakistani government, it would be illegal. But PayPal does not provide its services in Pakistan. So it is completely wrong to say that PayPal is illegal in Pakistan.

Can I use PayPal in Pakistan with VPN?

You need bank information to create a PayPal account. If this information is from a country that PayPal does not support, you cannot create an account. So VPN cannot be used.

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